Alexander Law Firm, P.C., with its dedicated insurance practice professionals, is highly motivated and skilled in providing clients with efficient research and cogent, thorough analysis on a variety of insurance regulatory issues. With on-line access to the insurance laws, regulations, bulletins and Attorney General opinions of all U.S. states and territories, Alexander Law Firm, P.C. can efficiently research issues in a particular state as well as on a nationwide basis. In addition Alexander Law Firm, P.C. submits fax surveys and questionnaires to the various insurance departments, thereby identifying any discrepancies between the express provisions of the law or regulations in question and the department's interpretation of same.

In the past, we have researched the historical, as well as proposed, treatment of legal issues specific to the insurance industry, including, without limitation:

• Advertising Restrictions and Filing Requirements
• Policy Design and Readability Requirements
• Agent Compensation Restrictions/Producer Licensing Issues
• Commission Sharing Concerns in Hierarchical Marketing Plans
• Reporting Requirements Concerning Class Action Settlements
• Replacement Disclosure Obligations
• Rate Filing and Disclosure Obligations
• Paperless or Application-Free Insurance Sales
• Debt Cancellation, Debt Suspension and Debt Waiver Projects
• Finance Laws to Determine if a Debt Protection Product can be Financed and
  by What Types of Creditors/Lenders
• Gramm-Leach-Bliley Act of 1999

Upon completion of the research, Alexander Law Firm, P.C. can reproduce the research in a variety of formats, ranging from concise charts to thorough narratives. Alexander Law Firm, P.C. can also create a hypertext link between the charts and the narratives, thereby allowing the end user to access as little or as much detailed analysis as is necessary.